Our Associates

Christopher Downey, AWMA®

LPL Branch Manager

(845) 454-4110

Christopher.Downey@LPL.com

Chris Downey is the founding principal of DSL Financial.  The firm founded in 1987 has offered consistent, unfiltered, objective, non-proprietary financial advice and service...

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Matthew J. Cruz, AIF®, CRPS®
Conferred by the College for Financial Planning

Accredited Investment Fiduciary

(845) 454-4110

Matthew.Cruz@LPL.com

Born and raised in Poughkeepsie, New York, Matthew has been a lifelong resident of the Dutchess County area. He graduated cum laude from the State University of New York at Geneseo with a BS in Business Administration in 2005. Matthew...

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Narinder S. Bains, CRPC®
Conferred by the College for Financial Planning

Chartered Retirement Planning Counselor

(845) 454-4110

Narinder.Bains@LPL.com

Narinder is a seasoned advisor with over 20 years of experience in preparing and implementing comprehensive financial road maps for his clients. He joined LPL Financial in 2009 after 13 years with Merrill Lynch as a Senior Financial...

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Susanne Barbaro

Registered Administrative Associate, LPL Financial

(845) 454-4110

Susanne.Barbaro@LPL.com

Susanne joined DSL Financial in 2004 as Senior Compliance and Client Service Manager. She began her career in the financial industry in 1997 as Operations Manager at Morgan Stanley. Susanne received her BA from Adelphi University and...

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Kim Downey

Executive Assistant

(845) 454-4110

Kim.Downey@LPL.com

Thirty-two years ago, Kim began her career in financial services with the forming of DSL Financial Services, (formerly DSL & Company). Having worked previously in other industries (IBM, human resources, and not-for-profit), Kim found...

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Geoffrey DeMarco, AIF®, CIMA®

Accredited Investment Fiduciary

845-454-4110

g.demarco@lpl.com

Geoff has worked in the finance industry since graduating from Siena College with a degree in Finance and Economics. He has worked at several firms including Oppenheimer & Co. Inc, Webster Investments and M&T Securities Inc...

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