About Us
Meet The Team

DSL Financial Services was founded in 1987 with the goal of improving our clients’ lives by helping them organize, manage and monitor their financial affairs. Over the last 30 plus years, we have provided our clients with comprehensive financial planning services and objective investment advice. We strive to build lasting, meaningful relationships based on trust, integrity and personalized client service.
Christopher Downey, AWMA®
LPL Branch Manager
Chris Downey is the founding principal of DSL Financial. The firm founded in 1987 has offered consistent, unfiltered, objective, non-proprietary financial advice and service...
Matthew J. Cruz, AIF®, CRPS®
Conferred by the College for Financial Planning
Accredited Investment Fiduciary
Born and raised in Poughkeepsie, New York, Matthew has been a lifelong resident of the Dutchess County area. He graduated cum laude from the State University of New York at Geneseo with a BS in Business Administration in 2005. Matthew...
Narinder S. Bains, CRPC®
Conferred by the College for Financial Planning
Chartered Retirement Planning Counselor
Narinder is a seasoned advisor with over 20 years of experience in preparing and implementing comprehensive financial road maps for his clients. He joined LPL Financial in 2009 after 13 years with Merrill Lynch as a Senior Financial...
Susanne Barbaro
Registered Administrative Associate, LPL Financial
Eric Bojarczuk
Financial Consultant, AIF®
Eric joined DSL Financial Services as a LPL Registered Sales Assistant in April of 2014. He graduated Summa Cum Laude from Iona College in 1999 with a BBA in International Business and earned an MBA in Finance from St. John’s...
Kelsi Sedore
Registered Administrative Associate, LPL Financial
Kelsi joined the DSL Financial Services team in 2018 as an LPL Registered Administrative Assistant and receptionist. She serves as the first point of contact for our clients, and is also responsible for a wide array of administrative...
Kim Downey
Executive Assistant
Thirty-two years ago, Kim began her career in financial services with the forming of DSL Financial Services, (formerly DSL & Company). Having worked previously in other industries (IBM, human resources, and not-for-profit), Kim found...